5 Tips for Surviving Black Friday Shopping

-POP

*Comes up for air* It has been a while since I’ve done a post! Life has been super busy. I miss having the time to blog but school has definitely eaten up a lot of my time. How are all of my lovely readers?

I cannot believe that it is almost November. Time has FLOWN! I can’t believe the year is almost over. We all know that Black Friday is one of the biggest shopping days of the year. I want to give you some tips for this year. The way sales are advertised for black friday can often cloud our judgement. Black friday can be a great day to shop, but can be the beginning of a vicious cycle if you aren’t careful! Continue reading

Tithing on a Budget

Tithing on a Budget | Freely Fatima

Have you ever had a moment in life where your cup was just overflowed with blessings? That’s God’s promise to us. The word says, “Bring you all the tithes into the storehouse, that there may be food in my house, and test me now in this, says the LORD of hosts, if I will not open you the windows of heaven, and pour you out a blessing, that there shall not be room enough to receive it.” Malachi 3:10.  In order to fulfill what God has already promised us, there are some things that we are required to do so that we can receive it. Tithing  is one of those action oriented components of being a believer in the body of Christ. 10% is what God asks us to give. It’s not about the dollar amount but it’s about your willingness to honor God, build the church, and believe God’s promises to us.  But this post is not about why we should tithe, it’s about incorporating tithing in to your budget. While we should not think about tithing as a bill per se, but it should definitely be included in our budget.

No matter how you give your tithes (weekly, bi-weekly, monthly), tithing should be the first thing on your budget..the first thing that you give back from what you have been given.  Why? Continue reading

5 Reasons Why A Man is Not A Financial Plan

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Disclaimer: This post will not be sugarcoated. If you are not ready to continue, click here!

Women are a force to be reckoned with. We were created to be purposeful in our being, we create life, we are adaptive, we are clothed with strength and dignity, we are intelligent, innovative, creative, passionate..I could go on and on. We are amazing!! So why is it that with all of these qualities, we are taught to depend on a man to financially sustain us? Society has done (a little) better to empower us as women but we are still compartmentalized into what we can be empowered to be and do.

Ladies, a man should NEVER be a financial plan. What do I mean by this? Do not suspend, discontinue, or wait to create your financial goals just because  you have a man or are waiting for a man. Why? Because, Continue reading

Let’s Talk Emergency Fund

EMERGENCY FUND-5

Emergency funds are in the event of a financial emergency: unemployment/job loss, medical bills, car repairs, anything unexpected in your life that will cost you money. There are mixed opinions on what is considered an ‘acceptable’ amount, and really, there is no set amount. It depends on how much you’re making and what your lifestyle is. A person making $100,000 is going to have a totally different emergency fund than someone making $35,000. Continue reading

Earn Money from Your Online Purchases!

Earn Money

I loveeee to shop online..who doesn’t? Couch. blanket. tv. laptop. online sales. My perfect Saturday!  If you haven’t heard of EBATES, you have been missing out!!

I have been a member of Ebates.com since 2008 and so far have been paid a total of $206.77 on my online purchases. I’m expecting a check for $33.08 on August 15 of this month. I found Ebates when I was searching for ways to save on textbooks when I was in undergrad and have continued to use it since then..but now I use it for everything Continue reading

Honey, we need to talk…

Discussing finances

If you are in a serious relationship, discussing finances are as important as discussing marriage. Knowing where you each stand financially is so important before making big decisions as a couple.

Honesty is the best policy. Don’t omit the truth from your loved one. A lie begets a lie and could be detrimental in the long run. Be open to share.

Come to the conversation prepared. If you need to print out credit bills or loans that you are paying on, bring those statements with you. You may even want to bring a copy of your credit report. Ask your partner to do the same. Continue reading